The Design And Implementation Of Rural Credit Cooperatives Online Banking Risk Warning System For Shandong

With the development of information technology, the volume of online trading of Shandong Rural Credit Cooperatives keeps growing and online trading becomes an important part of daily transaction in Shandong RCC. However, with the continuous expansion of online banking business, the security of Shandong RCC online banking are also facing a huge threat, while the increasingly complex way of online banking fraud leads to more difficult work of online banking risk early warning in Shandong RCC. Therefore, Shandong RCC proposed designing and implementing the Shandong RCC online banking risk early warning system.The design of Shandong RCC online banking risk early warning system used MVC model, the front page was implemented by JSP, the back-end server used Tomcat server, back-end database used ORACLE 10g database. The programming language used in business realization was JAVA language. The framework used the Struts framework.The Shandong RCC online banking risk early warning system totally achieved five modules, namely, model management module, transaction monitoring module, event management module, report management module and case management module Model management module achieved functions like managing transaction types, managing factors, manage single rule, managing assembly rules, managing rules sets, reviewing rules, managing the list of rule and managing responsive strategies. Transaction monitoring module achieved functions of sessions unit monitoring, statistics monitoring, rules operating statistics, risk management monitoring, rules firing information statistics, transaction information statistics, graphic display of the volume of transaction, graphic display of the volume of risk transaction, and graphic display of event volume. Event management module achieved functions of querying events, assigning events, handling events and unlocking events. Report management module achieved functions of individual workload statistics and all workload statistics Case management module achieved functions of adding cases, querying cases, deleting cases and editing cases.The realization of Shandong RCC online banking risk early warning system not only complete the online banking channels and optimize the online services, but also strengthen the online banking risk monitoring and risk management. System operation changed the original passive situation, established a risk management process of warning before events, controlling during events and handling after events, which played an important role in reducing online banking frauds and ensuring financial security.