| Rich Chinese people are beginning to have the financial management concepts, which greatly promoted the transformation and innovation in financial transactions with the impact of economic globalization and the continuing improvement of peoples’ economic living standards, especially the biggest bull market coming into China since 2008 and 10 years’ rapid growth of China building market. But the traditional mode of financial management still makes people take account of accounting books, waiting at the bank, securities, fund companies, insurance companies etc. People living in a fast-paced and high pressure environment are willing but unable when they face the financial management. Financial software which helps us to solve some problems of financial management will be mainly used in personal assets, added value planning, and providing financial data. It also provides the data support for the personal financial management and makes people choice the optimal financial decisions. However it is limited by the bulky computer terminals and cable Internet. A new way which can make people know their assets anytime and provide data support for investment will make people be liberated from the traditional way of managing money to save time, work efficiently, and become easy.The development of Internet technology and the popularity of network affect all aspects of people’s lives in the mobile communication network upgrade from 3G to 4G, which greatly increased broadband of mobile communication, improved peoples’ experience and promoted intelligent terminals extent. The rise of popularity of high-speed mobile Internet, mobile intelligent terminals and cloud technology subverted the peoples’ traditional life way. People can obtain the global news and the required data whenever and wherever through network. To integrate financial software with mobile Internet and intelligent terminals will meet demands of individual financial activities conveniently.The financial system comes true in this background. Financial software is mainly used in personal assets, added value planning, and providing financial data, which will make the optimal financial decisions for enterprises and individuals. With the development of 4G era, mobile terminal traditional phone calls and SMS have being expanded, the mobile applications developed rapidly, and all kinds of financial app is also being developed. So it is possible for mobile phone banking to develop. We achieved a set of design, development and testing of personal finance application using mobile Internet and mobile intelligent terminal operating system based on the Android open control system. The application of solution through the intelligent mobile terminals and mobile Internet to achieve efficient management of personal assets will achieve’personal financial management, as well as in the palm’ target. This paper constructs the following tasks based on the detailed analysis of the market demand with design of overall, function, database and E-R gram, Android system and using Java technology:(1) We developed a relatively complete personal mobile financial applications including user interface, database etc. The application can meet user’s many financial requirements, and it has the characteristics of simple interface and easy operation;(2) The application includes several functional modules:income and expenditure, expenditure categories into statistics, maintenance, deposit mortgage calculator, expenditure query and personal information management.We analyzed the development background of personal finance application in mobile phone and explained the present situation; and then we make detailed analysis of the market demand on the basis of full investigation to carry out the design of system overall, function, database and E-R diagram. We described in detail the development of mobile terminal application software based on Android platform. Java technology, SQLite database theory, Android system and SDK tools are also introduced as well as SQLite database around the center of Java technology. We use Java and SQLite technology in the implementation and testing and operation process. The function module includes income, expenditure, insertion, statistic, categories maintenance, deposit, loan calculator, personal information query etc. We used the way of unit test and overall test. The result according to the design target of the paper shows that all functions of our financial tools can meet the requirement of the project, and we strengthen some functions to perform perfect. The results show that the application has basically reached the expected target according to the design target through the unit test and system test, so it is highly significant in practice. |
PDF Full Text Request