Design And Implementation Of Database For Postal Finance Electronic Inspecting System

With the continuous expansion scale of the postal savings business and the increasing levels of information, financial institutions competition increasing fiercely. Postal financial sector is also facing an unprecedented new market environment and institutional environment. How to change and develop new management model is a huge financial challenge to the postal sector.For a long time, the postal financial electronic information technology had a great development, such as postal savings, electronic exchange, insurance agents, and other modern information system platforms are continue to be developed and used to promote the vigorous development of the industry. It need to abandon traditional inspection methods, use the scientific methods to establish a unified and efficient postal financial electronic inspection system which is capable of monitoring system for the postal financial services data in real-time. It could avoid the tragedy and defend the interests of financial institutions and customers.Firstly, the financial audit system needs to analysis in detail, design the overall system framework, completed all the basic functions of the various subsystems at last. The system is divided into risk evaluation subsystem, exchange audit subsystem, savings auditing subsystem, the audit management subsystem, an integrated query subsystem and system management subsystem. Risk evaluation system analyzed the common methods and characteristics of crime case, and establishes a lot of risks linked assessment model. The evaluation model will start in a certain period. It could analysis and assessment of the risk warning, make the work of inspectors more targeted. The exchange audit subsystem is mainly used to monitor the process of exchange business. There may be a variety of risks in the exchange business. Exchange business production and business activities are carried out in the postal electronic remittance system, so the inspection target is the management data in postal electronic exchange system. The savings auditing subsystem is mainly used to monitor the process of the savings business. Savings business of production and business activities are conducted in the unified version of the savings, so the inspection target is the data of production and management of data. The audit management subsystem analysis the business system data to achieve all kinds of levels of risk screening and determination to ensure timely warning to all kinds of risks and treatment to ensure the effectiveness and appropriateness of audit. The integrated query module can provide early warning information, either in savings, foreign exchange and other parts of the clue for further more detailed and comprehensive inquiry; it also can complete inspected the transactions units or accounting data independently; o or provide clues to determine the direction by query and analysis the classification of the original transaction data. System management subsystem is use for the management of the system, and it can provide basic information of system maintenance, such as parameter settings of the system, set the user rights and so on. Meanwhile, to ensure communication between different levels on the message, the system also provides a transfer function between all levels of the message.The financial audit system can monitor, inspection, early warning, and establish a unified and efficient postal financial risk prevention mechanism for electronic postal financial services system data in real-time. This system is consistent with the overall design goals, completed all the design features.