The Design And Implementation Of Commercial Bank Credit Management System Based On B/S Structure

With the continuous opening of China’s banking industry, foreign banks have entered China, and bring the fierce market competition to our local commercial banks, commercial banks of our country to adapt this kind of competition must the bank early management reform in order to adapt to the current market environment. Credit business as the main source of profit of commercial banks in China, before the profit structure without fundamental changes must strengthen the management of credit business, improve the credit business process efficiency and to enhance the quality of customer service, realize the scientific management of credit business. Under the wave of information, the credit management system came into being. Commercial bank through the credit management system can realize the process of credit business, credit business management information and decision-making scientific, but also can effectively strengthen the risk control. Therefore, the application of credit management system has important strategic significance for the development of commercial banks.This topic is according to the practical needs of a City Commercial Bank of credit management system transformation and upgrading of the research, and using the advanced B/S system structure, Java EE framework, JSP technology, SSH framework and Oracle database management system of the development of the credit management system. In the function of the system, according to the needs of a City Commercial Bank of the system and in accordance with the principle of maximizing the independence of modules, system is divided for customer information management module, the credit business management module, module of credit risk management, credit asset management module, credit reporting management module and system maintenance management module, function module covers the credit business process of commercial banks and the introduction of the workflow technology, can be flexibly adjusted to the credit business process, effective to enhance the adaptability and flexibility of the system. In the system scalability, the system combines the characteristics of B/S structure and SSH frame technology. The system is divided into four levels, at all levels between the interface of communication, hierarchical coupling degree low, effectively enhance the system scalability; in terms of the security of the system, the application of PKI technology, firewall technology, intrusion detection system, database security technology and the technology of log audit constructed security system, effectively guarantee the security of the system.In this paper, according to the commercial bank credit business management system development cycle, the system development process is discussed in detail. Firstly, combined with the results of research on the current situation and the information needs of the credit business of a commercial bank, is the goal of the system, and the functional and non functional requirements are analyzed; then the system logic structure, physical structure, module structure and function modules and data base on the detailed design, and the construction of the security system 2015; and the My Eclipse integrated development environment and Java language to complete the preparation of system code and interface design; the system test environment, and on the basis of test environment by using the black box testing method to design test cases to test system function, using Visual Studio Test Professional 2012 on the performance of the system expansion test. Through the comprehensive test, it is found that the function and performance of the system have reached the function and performance objectives as determined in the demand analysis stage.