| The article first foreign banks to enter the host country banking sector efficiency analysis both at home and abroad, while the research status is divided into two views of the host country banking efficiency, the positive effects and negative effects. Defined the meaning of this paper is to study bank efficiency on the basis of an overview of the course of development of foreign banks in China, form and development characteristics of the foreign banks, the focus of foreign banks to enter China’s banking sector efficiency. Then for foreign banks to enter China’s banking industry efficiency and empirical analysis. Learn from the experience of previous studies, combined with the specific situation the model was improved. Then, select the2003-2011panel data of11banks dominate China’s banking industry, and so to build an econometric model to use Eviewss6.0software for multiple linear regression analysis. Finally, the study found:the first entry of foreign banks to improve the profitability of our banking sector but not fundamentally change the state of the inefficient running of the operating efficiency of banks in China. Second, foreign banks to enter the competitive pressures forced domestic banks to vigorously develop intermediary businesses to promote domestic banks non-interest income rate. Finally, the domestic banks due to the blind expansion of business scope and thus improve their competitiveness, and ignored the importance of guarding against financial risks. In order to improve the operating efficiency of domestic banks, the empirical results of the following countermeasures:the entry of foreign banks to enhance the level of profitability of domestic banks should intensify efforts to attract foreign investment banks. Second, to speed up the domestic interest rate market, vigorously develop the domestic banking intermediary business. Finally, strengthening financial supervision and the prevention of financial crisis, the harm to the national economy. |
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