Font Size: a A A

The Research Of Guarantee Assessment On Financing Loan Project About S.,LTD

Posted on:2015-05-31Degree:MasterType:Thesis
Country:ChinaCandidate:Y F ZhangFull Text:PDF
GTID:2309330431950369Subject:Asset appraisal
Abstract/Summary:PDF Full Text Request
Financing guarantee in dustry has been developing to solve the problem of financingproblems in small and medium-sized firms, optimize the allocation of resources and promotethe further development of economy. As large number of customers are enterprises withobvious characteristics such as irregular finance and so on, financing guarantee is an industryholding benefit and risk together but not matching. At present, the research about guaranteeevaluation mainly focused on credit evaluation, playing little attention to counter guaranteemeasures’ evaluation and the research of combining together. Therefore, we should conduct ascientific assessment towards the risk of guarantee project for the development of financingguarantee industry. This thesis is based on guarantee assessment of project S in a case firm,being of great significance in promoting management of project risk in guarantee industry.Firstly, the paper elaborates the basic theory of credit guarantee evaluation, introduces themodel in practice and analyses the shortage of guarantee industry in China from the aspects ofbusiness operation and risk control. Secondly, this essay gives a detailed introduction aboutthe guarantee loan project of S.,LTD from two aspects of credit condition and financialsituation. Thirdly, this essay gives a detailed analysis and exploration about evaluationprocess and method from two sides of credit rating and evaluation of counter guaranteemeasures on the basis of a brief introduction of S.,LTD. Finally, this paper makes suggestionsfrom non-technical and technique level. It proposes to strengthen the management ofassociation, government and guarantee agencies in evaluating guide, assessment standard andassessment operation. At the same time, It underlines that we should pay attention to obtainand analyze information and choose model according to the special environment of projectand refine the credit rating process. In terms of counter guarantee measures evaluation, weshould select the appropriate evaluation method rather than confined to pursue an absoluteevaluation way according to the different evaluation assumptions, varies guarantee period andthe special counter guarantee assets’ city environment background on the basis of creditevaluation conclusion.
Keywords/Search Tags:Financing guarantee industry, Guarantee assessment, Credit rating, Counterguarantee measures for evaluation
PDF Full Text Request
Related items