Study On The Industrial Injury Insurance In Heilongjiang Province

The purpose of industrial injury insurance is to protect the legitimate rights and interests of workers industrial injury risk, guarantee, dispersion strengthening enterprise safety production and maintain social stability.Industrial injury insurance was born in the middle of the20th century in China, in1951February, China promulgated the "Regulations" of the people’s Republic of China labor insurance, is China’s first including injury death survivor and other social insurance, national uniform regulations, the starting point is the social insurance system is implemented in the China. However, until in2003the State Council promulgated the "industrial injury insurance regulations", the industrial injury insurance work to develop quickly in our country, the industrial injury insurance is an important part of social insurance system, to get the real attention.Heilongjiang province industrial injury insurance really began in twentieth Century90in the early1992, successively in ten cities and counties in Suiling County, Mudanjiang City, a pilot, the pilot, initially established a specific management program of industrial injury insurance, management system and working mechanism, laid the foundation for the Heilongjiang province industrial injury insurance system reform. The actual situation of the province of Heilongjiang province in2003, And the "Byelaw of industrial injury insurance" as the basis, Promulgated the "Regulations of Heilongjiang province to implement" byelaw of industrial injury insurance.".For the implementation of industrial injury insurance in Heilongjiang Province, this paper analyzes the development status of industrial injury insurance of Heilongjiang Province in recent years, In2002with the employees of16031000people as the base, the number of1190000people to participate in industrial injury insurance, work-related injury insurance coverage rate is7.42%, enjoy industrial injury treatment of9000people; by the end of2012to the employees of20278000people as the base, the number of4706000people to participate in work injury insurance, industrial injury insurance rate is23.21%, enjoy industrial injury treatment of68000people. From the vertical perspective, Heilongjiang province industrial injury insurance work achieved certain results. However, the development of the industrial injury insurance and some counties of Heilongjiang province and the employees participate in industrial injury insurance investigation, there are still some problems, such as the participation rate is not high, the work injury insurance fund balance too much, the overall level of the fund is not high, lack of attention to injury prevention not give full play to the accident prevention function etc.. In order to solve the present Heilongjiang province industrial injury insurance, industrial injury insurance carried out relatively well selected in Beijing City and Guangdong Province as a reference to the object is compared, by comparing the results of Heilongjiang province there is a gap in the place, and actively learn from the beneficial exploration with Beijing and Guangdong than Heilongjiang province reality, puts forward some countermeasures and suggestions to improve the work injury insurance system, accelerate the establishment of modern the meaning with the injury prevention, rehabilitation and injury treatment and compensation of the three pillars of the industrial injury insurance system, in order to better play the role of industrial injury insurance, Heilongjiang province to promote sound and fast economic development.