Research On Medical Equipment Leasing Risk Evaluation System

With the continuous development of market economy, the demand for money in all walks of life are also diverse change, a relatively new type of financing also arises at the historic moment, it is a finance lease. Financing lease financing and melting at an organic whole. Along with the development of the global financial has also created various financing channels, financing lease is the product of financial deepening development. Mature with the development of financing lease, finance lease has become an important financing channels in many developed countries. In our country, financing lease also ushered in the good development opportunity in recent years, various types of financial leasing companies and a growing number of financing lease business scope expanding, which also involved in the health care industry. The continuous development of medical industry to China’s medical equipment market offers huge space for development, but also the medical equipment market funding needs increasing. With the deepening of medical reform, the financing lease provides a new financing way for medical institutions, to a great extent, support the rapid development of medical industry; But on the other hand, with the medical equipment finance lease business in China, with the expanding of the risk. Medical devices because of its particularity, its risk evaluation system is different from general industry also exist. Therefore establishing risk evaluation system for medical equipment finance lease, perfect the building of its index, and to set up the corresponding risk early warning mechanism, improve risk management is particularly important.Paper briefly introduces the general theory of financing lease and classification characteristics, through the introduction of the development status of domestic medical equipment finance lease, summed up the characteristics of medical equipment lease financing risk in China, and the generation mechanism and corresponding risk control system carries on the detailed research, finally from the macroscopic Angle to our country medical equipment lease financing risk control system and the corresponding risk management puts forward relevant strategies and suggestions.