Small And Medium-sized Enterprises Financing Difficulties And Countermeasure In Anhui Province

For over30years of reform and opening-up, small and medium-sized enterprises in Anhuiprovince has gradually developed into key support of the whole province economicdevelopment, arrangement is the main carrier of social employment, to achieve an importantforce in independent innovation. However, the role of small and medium-sized enterprises inAnhui province and is not in the position in the financial environment, their market positioningin financial institutions for risk minimization, become the victim of loan bias and trade-offs.There internal finance limited exogenous financing difficult problems. The cause of thefinancing difficulties mainly has three aspects: The first is the lack of small and medium-sizedenterprise itself; the second is the government support is limited; The last one is small andmedium-sized enterprise financing system is not sound. Based on the summary and drawlessons from developed countries and regions of small and medium-sized enterprise financingpolicy, is proposed on the basis of Anhui province small and medium-sized enterprise financingdifficult problem to solve, not only to small and medium-sized enterprises through their ownefforts to improve the financing of the micro environment, and in need of financial institutionsand government departments have a positive attitude, to further improve the macro environmentof small and medium-sized enterprise financing, from improving the small and medium-sizedenterprise policies and regulations system, establish and improve the small and medium-sizedenterprise financial service system, broaden the financing channels of small and medium-sizedenterprises and promote the small and medium-sized enterprise itself four aspects concretecountermeasures are put forward.This article is divided into five parts: the first part is introduction, expounded the researchbackground, research significance, the research overview at home and abroad, research content,research ideas, research methods and innovation, etc.; The second part is the Anhui provincesmall and medium-sized enterprise financing present situation and problems, this paperexpounds the features of small and medium-sized enterprises in Anhui province and the statusquo of the financing, and the causes of the financing difficulties of small and medium-sizedenterprises in Anhui province are analyzed. The third part is the foreign countries and Taiwanregion of small and medium-sized enterprise financing policy and reference, summarizes theUnited States, Japan and Taiwan area in small and medium-sized enterprise financing ofpreferential policies to support, and comparing to them, and find suitable for small andmedium-sized enterprises in Anhui province, which can be used for reference The fourth part is the countermeasures to solve the problem of Anhui province small and medium-sized enterprisefinancing, small and medium-sized enterprise itself from the government, financial institutions,three aspects put forward concrete countermeasures; The fifth part is the conclusion and theprospect; to summarize and research prospect.