The Research Of Microcredit Companies And P2P Network Credit Development

This paper first describes the problem of the difficulty for SMEfinancing, this problem also brings living spacefor the microcreditindustry, including microcredit companies and P2P networkcredit.Thenthe paper analyzes the microcredit companies supporting for SMEfinancing,also the development、 opportunities、 challenges andcountermeasures.The paper also analyzesP2P networkscredit supportingfor SME financing andrisk. Finally,the paper concludes that thecombination of microcredit companies and P2P networks credit is thebusiness model of sustainable development in microcredit industry.