Research On The Development Of Consumer Credit In Weinan City

In 2015 the Conference of Central Economic Work pointed out that in China the copying and massive consumption style stage has passed, and the characteristic and various consumption style has gradually become the mainstream. So in order to play a fundamental role in promoting economic development, must take the correct consumption policy to release potential consumption. The development of credit consumption is fast in China, although it is started in recent years. Credit consumption stimulates domestic demand and promotes economic development through both the micro and macro effects. As a less developed western regions, the development of credit consumption is slow in Weinan City. How to promote the development of credit consumption, is the much-needed problem of economic stage-up development.This article uses the literature analysis method, combing the existing credit consumption in the development of domestic and foreign research results; on this basis, a detailed explanation of the theory of consumer credit, including credit consumption concept, characteristics, classification, theoretical basis and the significance of the development and; combination of Weinan City, when the actual situation, analyzes the development status and existent problems of Weinan City of consumer credit, to find the influence of Weinan City, the development of credit consumption constraints.In this paper, from both the micro and macro aspects, using the theory of micro economics, consumption economics and macro economics, first introduces the basis theory of credit consumption, and analyzes the theoretical and practical significance in detail. And then analyzes the present development situation of credit consumption in Weinan City. and existing restriction factors. At last combined with the actual, proposes the corresponding response to further promote the development of credit consumption in Weinan City.