| In recent years, the development of country bank in Shandong province of the mainlanders, rural financial market in Shandong province has played a very good supplementary function, at the same time positioning of different lead to the existing commercial Banks risk evaluation system is not very good application on country Banks. But with the rapid increase of number of country Banks in Shandong province, country Banks in the financial strategies of Shandong province’s role is more and more big, the set of risk evaluation for rural banking system became an urgent thing.Aiming at the characteristic of country Banks face the risk, in the absorption of existing commercial Banks in China and similar foreign Banks, on the basis of risk evaluation system, based on the economic situation in Shandong province, the risk assessment system for the construction of country Banks in Shandong province. From theoretical direction and practical direction, respectively, to find out the adapted to rural Banks risk characteristic index, and through the analytic hierarchy process (ahp) to determine the weight of each risk index, the criterion layer and solution calculated through multiple weighted index score, and then analyze the evaluation results, for the village and town bank found the problem in the process of operation provides a new channel. In order to better illustrate the evaluation system of country bank, this paper takes XX rural bank national outstanding rural bank as an example, a model for the development of Shandong province rural banks and the use of risk assessment system.In addition, according to the development of country bank positioning and overall strategic layout of Shandong province, this paper analyzes the village bank is currently facing the advantages and disadvantages, and state and local governments from inside the bank two dimensions to the future development of country bank in Shandong province, put forward some constructive Suggestions. |
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