Study On The Supervision Of Ningxia Internet Financial Risk

Like the bamboo shoots after a spring rain as the rapid development of the network of financial institutions, mortgage, the third party payment of Internet financial, all the influences and changes in all aspects of people’s lives. The folk financial sunshine operation, to solve the financing difficulties of SMEs financing problem, raise the proportion of direct financing, and provides a new approach to reduce the social and economic operation of the lever. But because of the social credit system is not perfect and the industry standard, industry self-regulation is not enough, the lack of supervision, and zero threshold of market access to the Internet banking platform, financial risk and so on, and high, making the Internet financial platform issues continue to emerge, which seriously endangers the normal financial order and people’s property security.Through study the situation of Internet banking in Ningxia development, combined with the status quo of the domestic Internet banking platform, reveals the risk of Internet banking in Ningxia, Ningxia Internet banking supervision countermeasures are put forward. The conclusions are as follows:1,Through the research of Internet banking in Ningxia, the existing Ningxia Internet banking platform, the local platform has a high risk, the field platform is relatively small risk.2,Through the study of Internet banking supervision in Ningxia, Ningxia Internet banking supervision of the regulatory measures and programs. So that Ningxia Internet banking platform operations become controllable risk, standardized and orderly, to healthy and stable operation, contributing to the harmony of the healthy development of private finance in Ningxia, and people’s wealth value and society.