Marx’s Credit Risks Theory And Its Contemporary Values

Marx’s credit risk theory is an important part of Marxist political economics, it is also one of the essential content of social credit system consummation and the construction. With the high development of modern economy and science technology by leaps and bounds, the credit risks are also growing.Academic research about all types of credit risk is that we adhere to the guiding ideology of Marxism correctly, consciously resist the negative impact of western bourgeois credit theory, effectively cope with the international financial crisis, promoting China’s socialist economic construction a harmonious society, promote good and fast development of national economy, have very important theoretical and practical significance.With the development of economic and social, credit risk also grow with each passing day. According to the field and Marx’s credit theory, credit risks can be divided into commercial credit risk, bank credit risk and currency credit risk. Facing such as the United States Subprime mortgage crisis, the European debt crisis and China Wenzhou phenomenon, the contemporary society needs people to scan the development of economy and society, avoid to credit risk. We can effectively avoid all kinds of credit risk and improve the ability to strengthen our ability to withstand risks when the market is continuously perfect, the risk management mechanism is set up, a good credit environment is fostered.