Analysis Of The Case Bank Cross-regional Business Strategy Of Fuxin

The article combines working practice, research and economics theory, on the development of the Bank of Fuxin and cross-regional business strategy case conducted a comprehensive description and analysis. Put forward four points:one is the value of the banking industry is a scale economy effect is very prominent industry; two is the city firm cross-region management bring economies of scale at the same time, also with diseconomies of scale; three is the bank scale expansion has optimal scale; four is the city firm cross-region development, increased the new risk. Value point in further analysis of the formation of scale economy and bank uneconomical scale factor of bank and economies of scale boundary, and analyzes the city firm risk. Based on the analysis of Bank of Fuxin has not reached the best scale economy, will continue to become bigger and stronger. According to the Bank of Fuxin as follows:given the actual characteristics do bank, do small and medium-sized enterprise partner banks, good risk management, improve the incentive mechanism, to reduce the cost of operation, scientific planning branch.