Research On Financing Problems Of SMEs In Shawan County

A region’s economy remained stable, sustained growth is inseparable from the large number of small and medium-sized enterprises. The small and medium-sized enterprise has increasingly become the social and economic activities in the active group, especially in stabilizing the economy, employment, market prosperity, exports and the provision of social services, the role of small medium enterprises is indispensable. The small and medium-sized enterprise needs a lot of funds in the development process, only the stable financial support, development was the only possible way to smooth the business growth. Once the fund chain break Crack, many small and medium-sized enterprises are likely to fail. Therefore, whether the enterprise can get the funds smoothly, enterprises financing channel is expedite crucial to Shawan small medium enterprise. However, financing becomes the bottleneck of development of small and medium-sized enterprises in Shawan. Because of the small and medium-sized enterprise scale is small, the structure of the company is not complete, the financial information is not standard and so on a series of problems, so small and medium-sized enterprises and banks in Shawan and social communication often appear asymmetric information situation, increase the enterprise direct financing and indirect financing cost, make the enterprise has certain difficulty in obtaining external financing. In the face of the difficult problem of financing of small and medium-sized enterprises, some do not even know what the financing channels for your own choice. Financing the development "bottle neck " difficult to break, often make the number of the closure of small and medium enterprises and create quantity are equally amazing. Causes this article from enterprise, bank level to discuss the financing difficulties of small, to solve the Shawan small medium enterprise financing policy recommendations, in order to better promote the development and growth of small medium enterprises to solve the Shawan, enterprise development process more smoothly in the capital problem, realize the large enterprises and groups, common development and small and medium-sized enterprises the pattern of. I hope to make some positive cable in this problem, to provide some new ideas for solving the problem of difficult financing of small and medium-sized enterprises.