The Analysis And Research About The Reform Of Xiamen Bank’s Linear Internal Management Model

The banking industry in China is flourishing at present. In addition to several largestnational commercial banks, the foreign banks continue to grow and develop to seize themarket. Some local commercial banks are also springing up. This not only a greatprosperity of Chinese financial market, but also greatly enriched the daily economic lifeof the Chinese people. However, under the trend of homogenization of banking servicesand products, which would be relatively, increased competition between commercialbanks. In this context, the integration and utilization of the internal resources of thecommercial banks and the efficiency of the internal management is the key tocompetitiveness.This article bases on the actual needs of the current development of localcommercial banks, from the perspective of Xiamen Bank and the basic theory of theorganizational structure of commercial banks, expounds the theory of the organizationalstructure of commercial banks, and analysis from the organizational structure of thedevelopment of the foreign commercial banks, explores foreign commercial banks in theprocess of reform of the internal management structure from the organizational structureand organizational structure changes elements and sums up from the experience withthe revelation of the organizational structure reform of the foreign commercial banks.From analysis and comparing the local and foreign banks history and current situation ofthe bank management system, provide the necessity and feasibility of the reform of thelocal commercial banks. And make a prospect of the achievement of the reform of theChinese commercial bank.