Community Banks In China Development Trend And Strategy Research

Along with the rise of the Internet financial and investment diversification of financial, market, financial market is undergoing tremendous changes, the traditional profit model is being challenged, banking industry is facing the transformation of development, the key point of service transformation, and the community bank as bank of new development operation mode has begun to show its strong vitality and profitability.In foreign countries, community Banks after a long time of development, has withstood the test of the financial crisis and bank merger wave, and as an important part of the financial system in areas such as financial services play an irreplaceable role. Since 2013, community Banks began to have sprung up in various cities in China, but still in the primary exploring stage.This article will base on the basic theory of community Banks, combined with the current domestic current situation of the development of community Banks, analyses the problems existing in the development, by studying the foreign Banks development and community development, draw lessons from the development model and the advanced experience, and in the current Banks scrambling to develop community Banks physical network, the traditional e-commerce giant to Internet finance, property management company operating under the time background of transformation of innovation, puts forward countermeasures and strategies of the development of community Banks of our country.