Research On The Risk Management Of Agriculture Related Loans Of Rural Credit Cooperatives

Agriculture related loans as the main content of the support of rural finance, is the most direct embodiment of financial service "three agriculture".It play an irreplaceable role in process of promoting the development of rural economy, agricultural modernization, agricultural industrializationd and rural urbanization. Rural credit cooperatives is the main provider of agriculture related loans, it’s agricultural loan risk management level directly affects the sustainable development of rural credit cooperatives and the further development of rural economy.In this dissertation, based on explaining the concept of agriculture related loans, risk and risk management, combining characteristics of agriculture related loans risk analysis risk of agriculture related loans may face; introduces the development history and current situation of the rural credit cooperatives, analyzes the rural credit cooperatives operating situation, risk and the causes of and on the basis of agriculture related loans of rural credit cooperatives there are further discussed; combining with the rural credit cooperatives actual elaborated indicators and models, the main methods of risk identification, construction of agriculture related loans risk management evaluation system, combined with the L County Rural Credit Cooperatives to carry out empirical analysis; introduces the development of the rural basic situation of L county and L County Credit Union, describes the present situation of L County Rural Credit Cooperatives agriculture loan risk and its management, based on the analysis of the existing L County Rural Credit Cooperatives of agriculture related loans risk management problems, and put forward the promotion strategy suggestions of agriculture related loans risk management.