Research On The Risk Management System Of Sichuan Trust.CO.,Ltd After Reorganization

Trust company is one of four financial industry, in our country near 30 year development process, it has experienced five times cleaning up reorganizations.1982, 1985, 1988 and in 1993 carried on four cleaning up reorganizations, have implemented the strict banking industry and the trust industry are divided industry the management and the management. In February, 1999, the fifth cleaning up reorganization, was for the purpose of changing the trust industry organization are too many,and the disorderly development aspect. Through five reorganizations, is only left over more than 60 Trust companies finally.The reorganization process of the Sichuan Trust company and the Sichuan construction Trust company last for 11 years, the leading group of reorganization work has carried on the substantive negotiations, passes through is repeatedly coordinated, has handled the complete debt and the ownership interest company properly, has introduced the strategic investor, and attains the CBRC in January 6, 2010 to authorize to prepare for construction the Sichuan trust Limited company officially.Trust company as a financial institution, the management of risk and return is a trust company’s core competitiveness. Trust’s core competency is through the commitment and resolves risks, profit from risk. Therefore, this paper according to the main line of risk of trust company, based on risk management theory, trust theory and related research has been based on the results, Regard Sichuan trust company for the case studies, analysis of its risk management status, the risk management of the Trust effective model and policy measures.This paper main research content is as follows: First, the topics of this paper describes the background and the domestic trust industry risk analysis and management of the status. Second, the combination of China trust industry to rectify the situation and the previous background, and the latest macro-trust policy background, summarize and analyze the background of Sichuan trust reorganization, restructuring process, and then considering the line of the business plan competition and cooperation, the development of innovative ideas and reconstruction, analysis of its risk management status and exposed a major problem. Finally, how to establish effective risk management control systems and processes puts forward corresponding countermeasures and suggestions:(1) to determine the set of risk management and control of the overall goal.(2) the establishment of trust risk management control system;(3) to the full implementation of risk management and control structure control;(4) to carry out various types of trust business process, adhere to the principles of legal compliance, process operating principles, the principle of scientific assessment, the principle of collective decision-making and monitoring feedback principles.In short, the research of this paper will help promote the healthy development of Sichuan Trust.