Study About Financing Innovation Way Of Small And Medium-sized Enterprises Based On The Logistics Finance

Small and medium-sized enterprises under the market-economic system has a vigorous vitality.But due to the limitation of its own conditions, the lack of a lot of money in support of its production and business operation circumstances,it will not be easy to have a large number of capital resources of bank lending. This does not comply with the requirements of today’s economic and social development. In order to cater to the demands of the development of small and medium-sized enterprises, and at the same time to promote the development of other related industries, enabling our country economy to have made a leap type development, the purpose of new and safe and effective borrowing or financing pattern to be generated. Logistics financial financing mode with its flexible and diverse scope broad, less restrictive conditions, lending the threshold low advantaged advantage arises at the historic moment. And logistics financial related to the flow of financial institutions-Banks, it seeks a third party(i.e., logistics enterprises) under the assistance of the former.It can reduce loan risks and broaden its business. For third-party logistics enterprises, logistics finance can expand the logistics enterprise service and increase the profit. It is the three parties in the supply chain to achieve the win-win situation. This paper mainly studies the logistics financial solution to the problem of small and medium-sized enterprise financing difficulties. It is a new type of financing mode.It can greatly increase the success of lending to small and medium-sized enterprise. Thus to some extent, this new mode can alleviate the pressure on small and medium-sized enterprises in capital and effectively solve the problem of the vast majority of small and medium-sized enterprise financing difficulties. But as a logistics and financial innovation service product, logistics finance itself there are many problems needing to study. And the mode founded in the new business for commercial Banks and logistics enterprises is faced with unusual risks. To analyze and control effectively is one of the key to the success of logistics finance.