The Research On The Countermeasures Of Villagebanks Development In Baoding City

Since reform and opening up in China, both the society and economy developed quickly, great achievements have been made. Due to the special dual economic structure in China, the rural economy characterized by slow development pace and urban-rural gap is widening instead, rural financial system has not really booster "agriculture, rural areas and farmers" and the development of small and medium-sized enterprises. Rural financial institutions not only failed to provide strong support for rural economic development, but to some extent led some financial resources concentrated to urban, and gradually become an important factor restricting the rapid development of rural economy. The establishment of new types of rural financial institutions such as village banks is helpful to solve those problems in rural financial institutions such as low coverage, insufficient competition and financial shortage, which will strengthen financial support for rural areas. Based on the present situation of rural financial system of Baoding city, theoretical analysis and empirical study, this paper analyzed in detail the current problems encountered in the development process of village Banks of Baoding city, and put forward countermeasures and suggestions in three aspects including strengthening policy support, improving their own ability and strengthening supervision measures,which aimed at providing reference for the operating practices of Baoding village banks in the future.