An Research On Allocation Behavior Of Farmers Financial Asset In Jilin Province

In the national economic system, the main status of the household. Understand the farmers’ financial asset allocation, to guide farmers capital reasonable flow in the financial market, farmers of modest and limited capital value, to financial institutions to increase its capital source, many a little makes a nickle, increasing source of customers and gain profit. To make the relevant institutions of the country in order to formulate, implement and improve the relevant financial policies will help promote the development of China’s capital market. It is worth noting that although the allocation of household financial assets already peep the diversification. Now, however, the main form is still bank savings, stocks, bonds and the non monetary assets ratio is still not high, the framework of financial asset allocation is still not mature. This paper is in such a background, choose the allocation of household financial assets as the object of study, tries to explain the status of Jilin Province peasant household financial asset allocation, the size of the effect of various factors on financial assets choice of, and then put forward optimization of Jilin Province peasant household financial asset allocation recommendations.This article through the Jilin province farmers field sampling questionnaire survey and analysis of the current situation of peasant household’s overall financial assets, respectively from different areas, different types. Description of the characteristics of financial assets. Using comparative analysis method to analyze situation of farmers’ financial assets. SPSS was used to research the influence factors of the involved Logic regression analysis,.The model of financial assets can be divided into monetary financial assets and the risk of financial assets. Summarizes the influencing factors of peasant household financial assets choice; To solve the problems of peasant household financial asset allocation, from the perspective of government, financial institutions, farmers themselves put forward the corresponding countermeasures and suggestions, so as to provide the basis for the government and financial departments formulate corresponding policies, guide farmers reasonable capital flow into financial markets, and solve the problem of farmers money to use, to achieve the purpose of the configuration, improve the quality of life for farmers to make farmers in a small amount of limited funds the value.