Kaiyuan Small And Micro Businesses Financing Support Project Risk Management Research

Small and micro businesses are the cornerstone of the real economy. To support the development of small and micro businesses, and find financing channels for small and micro businesses, is the need for social and economic development, is an important issue related to the national economy and the people’s livelihood. In recent years, Kaiyuan city, taken together with the bank to solve the problems of Small and micro businesses in financing way. Author unifies the working practice, to choice of "Kaiyuan city, small and micro businesses financing support project risk management research-from the position of government" as a research topic, in order by taking the scientific method of project risk management, to find the problems in the project of Kaiyuan small micro businesses financing support management, and offer a proposal for the improvement of the next step.In the thesis, the author first of all expounds the related theories of project management and the understanding of important points of knowledge, next introduces the domestic and foreign small and micro businesses financing risk management mode, summarizes the present situation of China’s small and micro enterprise financing and the problems of China’s small and micro businesses financing risk management mode, finally, introduces the experiment background、operational aspect of the Kaiyuan small and micro businesses financing support project, furthermore using the related theory of project risk management for Kaiyuan city small and micro businesses financing support problems in-depth study analysis, finds out the existing problems, to improve the management and enhance the Kaiyuan small and micro businesses financing support project management efficiency of the next step, put forward countermeasures and suggestions such as:improvement project cooperation in the interests of all parties, to strengthen communication and management of stakeholders, to strengthen the service of industry department of business.Through research, can be beneficial to Kaiyuan city of the small and micro businesses financing support projects to improve risk management, let the stakeholders to get maximal benefits and minimal risk, finally effectively promote financial institutions to expand the scale of small and micro enterprises loans, support local small and micro enterprises to speed up the development, to promote local economic growth.