The Optimization Of Private Financing Mode In The Interest Rate Liberalization

Interest rate liberalization is a country’s economic development to a certain stage, to further promote economic development and a kind of financial liberalization reform, China began in 1996, has experienced nineteen years of interest rate liberalization process. Throughout the process of the interest rate liberalization, the success or failure of the financial industry, are accompanied by major changes in the financial industry and the bankruptcy of many enterprises in their own country. One of the most important reasons for the failure of these enterprises is the failure to find a suitable financing channels, resulting in funding strand breaks. So, how to make Chinese enterprises in the process of the interest rate market less bankruptcy, less detours, is an important and urgent issue in front of us. Therefore, it is of great practical significance to study the financing choices of Chinese enterprises in the process of interest rate liberalization.This paper takes T company as an example, through the introduction and analysis of the current financing mode of T company, combined with the process of interest rate liberalization and the interest rate liberalization in China. Making our country private enterprises in the interest rate liberalization conditions to lower prices to obtain funds, while improving their financing structure, to provide a strong guarantee for the further development of the company.