Research On The Risk Management Of Loan Guarantee Business Of Liaoning Zhengrong Credit Guarantee Co., Ltd.

The development of loan Guarantee Corporation in our country has played an indelible role in promoting the growth and development of SMEs. The key factor that determines the loan Guarantee Corporation bigger and stronger is the design and implementation of a complete set of loan guarantee business risk control system. The system can not only make the loan guarantees company a more in-depth understanding of the risk, but the prevention of loan guarantee business risk, so as to enhance the intensity of the loan guarantee business risk control. However, the loan guarantee industry generally lack of professional, complete loan guarantee business risk control system. Similarly, there are many problems in the Liaoning Zhengrong Credit Guarantee Co.Ltd., for example, conflict posed by loan guarantees between the business sector division of responsibilities; the hired judges power of risk assessment committee is bigger than the responsibility they beard, tracking management problems and so on. In view of the influence of human factors, the risk of loan guarantee business has been high. Therefore, it is urgent to design a set of perfect loan guarantee business risk control research system.This thesis takes the Liaoning Credit Guarantee Co. Ltd as the research object, taking the risk management of loan guarantee business as the breakthrough point, and carries on the research according to the loan guarantee business risk management theory. The frame structure is as follows: firstly summarizing the Liaoning Zhengrong Credit Guarantee Co. Ltd background in briefly. Secondly, descibing the main Department of personnel configuration and functions of Liaoning is Zhengrong Credit Guarantee Co., Ltd.. Then analysing company’s business risk management status through the loan guarantee program investigation, project evaluation, counter guarantee implementation and protection after tracking management and protect. In terms of content, analysiing Liaoning Zhengrong Credit Guarantee Co., Ltd. secured loan risk from two big direction in-depth, and designing the risk management system case that reduce the risk from the loan guarantee business risk management process and risk early-warning management design risk management system according to the problems existing in the company loan guarantee business risk management. Finally, promoting the healthy and steady development of the company through the specific example of risk management.