The Financing Problems And Proposals For Medium And Small-scaled Enterprises

In the 21 st century, the world has entered the period of rapid development of information technology, Chinese enterprises also flood into the rapidly emerging as the world economy. With sustained and rapid economic development in our country, small and medium-sized companies in the sights of people. The growing and development of small and medium-sized companies,increase the driving force for the development of the market, speeded up the process of marketization of our country’s industry, alleviate the employment pressure, optimizing the economic structure, promoting the economic and social development. Therefore, small and medium-sized enterprise has become the indispensable important economic growth strength in our country, its development has attracted extensive attention from all walks of life. But the "financing difficulties" has always been a bottleneck restricting the development of small and medium-sized enterprises, small and medium-sized enterprises due to the lack of financing collateral and guarantee financing dilemma and its development. Required in the process of small and medium-sized enterprises in the business of wholesale funding only rely on their own to raise is difficult to achieve, and the way the stock market downturn in recent years in China, market fluctuations occur frequently, the negative influence of such factors as the depreciation, the day of small and medium enterprises more and more difficult.How to ensure that small and medium-sized companies can steady and rapid development, its development funds is the key. This article through the present situation of financing difficulties of small and medium-sized private enterprises in our country, through a lot of theoretical and factual basis, analyzes the causes of the financing difficulties of small and medium-sized enterprises, as a typical small and medium-sized companies, and emphatically analyzed the case of C company,put forward the current company in financing problems, and proposed the corresponding solution.Mainly provides three main ways, namely, the credit guarantee way, way of financing lease, and private equity financing scheme, analysis the feasibility of each plan, implementation steps and feasibility, preliminarily determines the loans in the current C company qualifications under the condition of low, financing lease is the best way of financing, marketing is very beneficial for promoting their products. This paper is to provide ideas for rationally solve the problem of small and medium-sized corporation financing, in order to provide help for small and medium-sized enterprises bigger and stronger.