Research On The Improvement Of Financial Support Of SMEs In Our Country

In recent years,SMEs grow up fast and plays a very important role in the development of national economy,a big engine of the national economy.However,for a long time,financing difficulty seriously restricts SMEs’ development,and the main reason is that financial support system of SMEs in our country is not perfect.Currently,SMEs are not only restricted by its own disadvantages,but also by the limitation of bank credit discrimination,which makes them hard to obtain the capital they need and is not conducive for development.Based on this,it is in urgent need of perfecting financial support of SMEs,which helps SMEs get rid of the restriction of lack of capital and develop faster and better.The purpose of this paper is to analyze SMEs financing from the angle of financial support.Based on the analysis of the status quo of SMEs financing in our country and the practices of SMEs financing abroad,it proposes that perfecting financial support of SMEs in our country can alleviate SMEs financing difficulty in our country.First of all,it starts from research background and significance,analyses research status at home and abroad,defines SMEs,financial support,and introduces related theories about corporate financial support,which are the theoretical basis for following analysis;Secondly,this paper expounds financial support of SMEs in our country,and analyzes it from four aspects:institutional environment,fiscal finance,policy-based finance and commercial finance;Thirdly,this paper introduces financial support of SMEs in United States,Germany,Japan,and gets enlightenment for the perfection of financial support of SMEs in our country;Finally,based on the previous chapters,this paper expounds the perfection of financial support of SMEs in our country from four aspects:institutional environment support,fiscal financing support,policy-based financial support and commercial finance support.