Research Of Circulation Of Rural Land And Contracted Management Right For Mortgage Loan

Since the reform and opening, the country has been the problem of "agriculture, rural areas and farmers" as the key of the reform. Especially through "the central committee of the communist party of China on promoting rural reform and development of certain major issue decision", expounds the essential problem of "agriculture, rural areas and farmers", put forward the need to strengthen is relatively weak agriculture as the foundation, the need to support is relatively lagging rural development present situation, the need to speed up is to solve the problem of increasing farmers’ income. From the action guidance, achieve the goal and stick to nitrogen-containing molecules called amines in the face of rural reform, development and made clear, and points out that the "three rural" issue is the focus of China’s reform.Right to the contracted management of "rural land circulation", "mortgage" is in recent years a new train of thought, to push forward the reform of "agriculture, rural areas and farmers" to promote the construction of urbanization and rural land system reform, rural financial innovation has important significance. But in terms of the present stage, although the state has repeatedly recognition and implementation of the innovation, but with China’s deep-rooted "household-contract responsibility system" and "rural land collectivization" concept, compared to both from the theoretical level and operational level, there are still some limitations, need experience constantly improve, improvement of the transition period.Yunnan province is located in southwest China, and southeast Asian nations, is the closest bridgehead provinces in South Asia, southeast Asia, is also the important areas of the national strategy of "area", has a unique regional advantage. In recent years, the government of Yunnan province in the focus on strengthening the construction of infrastructure of border areas at the same time, put forward the building of Yunnan plateau characteristic agriculture development strategy. Financial institutions for agricultural loans, however, is much less support infrastructure, agriculture is the main reason for the project income is low, the lack of collateral, it is difficult to balance the loan risk.This article from the Angle of bank employees right to the contracted management of rural land circulation and mortgage the domestic rural finance new discusses the operability of the business, and the difficulties and obstacles of Yunnan local to promote the business analysis, puts forward ideas and Suggestions. To Yunnan plateau characteristic agriculture modernization financialization, scale, and to offer help.