The Application Research Of Internal Control Of Insurance Company Fund Management

In this century, with the rapid growth of GDP, China’s insurance industry has entered a fast track of development, but at the same time, insurance companies, fund management is not standardized, lax internal controls and other issues also were not poor. In order to strengthen the insurance company’s internal financial controls, and raise the insurance company funds management level and risk prevention ability, the CIRC has in 2010 and 2015, respectively, formulated and issued the "insurance company’s Internal Control Standards" and "Insurance Funds Internal Control", the insurance company funds management internal control plays an important role in promoting and facilitating. Various insurance companies in accordance with the requirements, with its own operating characteristics and operating funds to carry out risk management internal control system. Strengthen the cash flow process management and control, effectively guard against operational risks, and promote the sustained and healthy development, money management is the most important goal of internal controls.On the basis of the summarizing the research on the internal control of insurance funds management in domestic and foreign academic circles and the features and content of Chinese insurance fund management, the author chose TYT property insurance companies as a research project, conducted a careful analysis on the operation of the TYT insurance company and the branch of Jiangsu Province internal status of fund management. This paper using ratio analysis, method of comparative analysis, suggesting its existence issues in the performance evaluation of internal control, financial management by objectives, the regulatory instruments and monetary funds management of internal control. Comprehensive understanding of the causes of the problem, at the same time, learning from the advanced financial management internal control theory and successful experience at home and abroad on how to carry out the capital of Jiangsu Province Branch of effective internal control management research, suggestions for improvement measures.The results show that: for TYT property insurance companies, improving theperformance appraisal system and optimizing the capital control environment is the foundation to carry out internal funds management; building a qualified team of internal management and improving capital management of internal control is the premise to carry out capital capital management internal control; strengthen Strengthen auditing and supervision, escorting the financial management of internal controls, at the same time, it also can ensures funds to carry out the internal control management. Strengthening monetary funds management and plugging the loopholes in internal controls, is the only way to ensure the healthy development of the company.