Study On Non-performing Assets Management Of Bank A

Survival and development of non-performing loans of commercial banks, as well as the country’s financial situation has greatly affected. To do resolve and control of commercial banks’ non-performing loans, need to carefully analyze the reasons for non-performing loans generated, and to find countermeasures. Reduce banks’ bad loans, the key is to build a scientific credit management system, improve internal controls, and should have a reasonable government intervention, a good credit environment and a sound financial regulatory system. With the increasing amount of Bank A loans, non-performing loan ratio fell to realize, though, but the increase in total non-performing assets still devouring bank profits, steady operation and development of the future risks. Disposal measures of the stock of non-performing loans and non-performing loans in the future additional precautions are optimized Bank A asset quality, improving the practical needs of economic indicators and economic capital, will also contribute to sustainable development and sound operation of the line.In this paper, the meaning of non-performing assets, classification of non-performing loans, the bank non-performing asset management theory methods as a tool to Bank A non-performing assets for the study, and its adverse impact on the status of assets from Bank A, because the formation of non-performing assets and other aspects of the analysis of the a basic state banks’ bad assets, the bank pointed out that the existing a lot of non-performing assets has brought the potential risks of bank liquidity, financial condition and other aspects, and analyze the existing non-performing assets of Bank A measure problem.By analyzing the main ways other major national and international non-performing bank assets on solving problems and resolving domestic experience and countermeasures to prevent non-performing assets of state-owned commercial banks, the Bank A performing assets disposal measures current problems existing research to explore defuse Bank A measures for non-performing assets, while non-performing loans made to prevent new proposal.