The Research Of P2P Internet Loan & Lending Legal Regulation

First, the thesis describes the basic concept, the characteristics of P2 P lending, P2 P industry status and trends, the management mode of platform for P2 P network borrowing further division.By analyzing all kinds of P2 P model of lending, intermediary, entrust, guarantees, credit transfer, insurance and other legal relationship and P2 P platform in the industry, all kinds of risks which the lender, borrower and guarantor, the insurer faced by. Then the analysis compare to the concept of P2 P industry regulations, supervision principles of the developed countries such as Britain and America, and summarizes the different features of the legal regulation, further combining the present situation of P2 P lending industry self-discipline and government regulation in China, then offer legal Suggestions on how to improve the P2 P lending risk control and strengthen the external supervision.