The Legal Protection Of Our Country's Financing Guarantee Company Operational Risk

Under the market economy system, due to the spontaneity of market itself and government policies to guide under the dual function, financing guarantee company emerged and development.In the early stage of development the experienced a process of savage blooms.Because the lack of management mechanism, the industry out of the bad phenomenon, the dark side of a financing guarantee company in China gradually revealed under the sun. At present, there are a lot of our government in the regulatory deficiencies, for the administrative supervision is more dependency,beyond that other regulatory means rarely used,and there has been a loophole in the legislation.The current laws and regulations and the development of financing guarantee companies unable to fitness, financing guarantee company in terms of cash flow show some new rules, relevant regulatory authorities should put forward what regulation, how we can guarantee the law all-around supervision finance company to ensure the healthy of the industry to run?The author classifies the risks of financing guarantee companies in China, and discusses several reasons that risk, as constructing reasonable and effective regulatory standards make supervisory management system of financing has the certain reference for the management of the company. The financing guarantee company set up late in our country, the development time is not enough, lead to the regulation of our country in this respect and the management is not very strict. There are some defects. Investigate its reason, industry internal lack of laws and regulations, lack of operability, industry development lag and so on all have close relations, nations are not doing enough on regulation of financing enterprises and financing industry without self-discipline mechanism effectively.Against the law to the situation of supervision of finance industry in our country, combining with the excellent mature experience of other countries and regions, analyzing the financing guarantee the company's operations in China and the regulation of the construction of the legal countermeasure system. The financing guarantee companies in our country the development of regulation theory, for the long-term formed some wrong idea make perfect our financing guarantee a long legal regulation system of the company.