Predicament And Countermeasure Facing The Development Of Private Pension Institutions

As the population ages levels continue to rise, empty-nesters, disability, old people is increasing, the economic and social sustainable development has had a profound effect, old-age social security and health care, social endowment service will also be faced with more pressure. The increasing demand for pension services, pension industry is an urgent need to development. Therefore, as private pension institutions of pension industry emerging power is very important. Private pension institutions as an important supplement of the traditional family endowment, plays an important role, is to realize the important way of the old "old time". But the current our country the development of private pension institutions, its quantity and service level are far cannot satisfy the demand for pension services in the elderly. Fuzhou city is in the phase of rapid ageing. According to statistic of Fuzhou city public security bureau of census register, Fuzhou empty nest, decreases and the formation of the "421" family has a large number, the future will be more serious.Only-child family endowment function rapidly weakening, a pair of hard to bear the four old man endowment burden at the same time, the pension problem has become a major livelihood issues to be solved. At present, the Fuzhou private pension agency development momentum is good, but there are still many problems hinder its benign and sustainable development. Therefore, we should take effective measures, stimulating social vitality, speed up the development of private pension institutions, bigger and stronger Fuzhou pension services. In this paper, aiming at the problems of Fuzhou region private pension institutions, using the field investigation, literature research and comparative research methods, focus on analysis of the government in the development of private pension institutions function status, find out the deficiencies, study countermeasures. From the government's policy support, supervision and management, personnel training, organization construction, and other functions of a few, found the problem, and put forward Suggestions, to promote healthy and rapid development of Fuzhou city private pension institutions.