Research On The Civil Liability Of P2P Networking Lending Platform

P2P network lending is a kind of new financial service mode which combines the Internet technology and traditional financial industry,the main body is the P2 P network lending platform.However,cause the time of development is not long,and belongs to the characteristics of financial innovation,for the traditional financial management rules are not fully applicable to it,cause various problems appeared in the practical application.Therefore,it is the premise to formulate the corresponding legal regulation for the precise legal status of P2 P,and the core of the rules for the trial of the Internet lending cases.In recent years,network lending boom,such as peer-to-peer lending and other net loan platform also emerged.For maintain financial order,the national focus on strengthening the relevant legal measures for network lending regulation,such as To promoting the healthy development of Internet financial guidance,Provisions on Several Issues concerning the trial of the case law applicable to private lending,but on the net loan platform from the perspective of private law rights,obligations and liability provisions is not clear.This paper attempts to locate the legal status of the P2 P network lending platform,combing in different borrowing mode between borrowers and investors P2 P network lending platform in the presence of various kinds of civil legal relations,so as to analyze the different civil liability in the civil legal relation of different P2 P network lending platform to bear.