On The Types Of Medical Injuries In Accident Insurance

Modern insurance system through the risk of concentration of scientific management concept,aimed at the ultimate realization of decentralized losses,stable social order.Accident insurance because of its low prices,underwriting quickly accessible by consumers in general.Accidental injury insurance in the coverage of the medical tort caused by accidents or accidents caused by the loss,tend to constitute a medical malpractice medical injury summary excluded from the accident insurance contract coverage.This judicial practice and more that "medical accident" system of accidental views about.On the Model of Unexpected Injury Insurance under medical injury,only a small number of studies because of the concept of unscientific medical accident and accident insurance underwriting accidents can not be typed,worse still,some of which are out of date.The "Tort Liability Law",which promulgated and implemented the "Tort Liability Law",has become a concept of medical tort,including medical malpractice and medical injury.With the implementation of the Ministry of law in the field of medical tort compensation,basically announced the "medical malpractice" the fate of the concept of the end,replaced by uniform caliber of "medical injury." Meanwhile,"Medical accident" is more and more popular as the concept of medical administrative law in the field of civil tort.It has caused a lot of inconvenience to the orderly settlement of the medical damages,and it can be concluded that the abolition is inevitable.As for the medical injury caused by the Tort Law,it is very different from the accidental injury in the general sense.Therefore,it is necessary to explore the relationship between the medical injury and the accident in accident insurance.Based on the analysis of the judgments in the judicial practice,this paper analyzes the types of the medical injury caused by accidental injury insurance from the classification of tort theory and the fulfillment of the obligation of notification in the course of the implementation of the medical action,including accidental injury insurance Underwriting medical damage and medical injury that are not covered by accidental injury insurance are divided into a number of items in each respect for a more refined classification.From the positive and negative aspects of the construction of judicial practice can have a more intuitive guidelines.The thesis is divided into five parts.The first part is the.introduction of the problem,the part of the problem is described in detail the scope of the general accident insurance coverage,accidental injury insurance liability in the medical accident and the coincidence of the two parts,which leads to the problem of how the concept of medical malpractice select the appropriate standard to accurately determine the scope of medical insurance in the field of accidental injury insurance coverage.The second part is the comparison of the important concepts.The comparison of the concepts mainly focuses on the accident between accident insurance and the-medical malpractice in the medical tort dispute,combing the origins of the concept of medical malpractice and changing the legislation to draw the malpractice Accidents,and the need to construct a relationship between the scope of medical injury and the scope of accidental injury insurance from other routes beyond the concept of medical malpractice.The third part is the medical damage covered by accidental injury insurance.After introducing the basic theory of medical injury,it is tied with the fourth part of medical injury which is not covered by accidental injury insurance.The two parts constitute the core part of the thesis.The two parts are divided into several small parts to be fine classification-of the types of medical damage and accident insurance liability coverage to be.The fifth part is conclusion and outlook part.This section is based on sections ? and IV,which summarizes the medical damage that is covered by accidental injury insurance and medical damage that is not covered,and makes a prospect for medical damages to enter the accident insurance claims.