Internet Financial Consumers Property Rights Protection Research

he Internet financial consumer property security and ordinary consumers and traditional financial consumer property right there is a certain difference, has its own characteristics,such as the development of Internet technology, is highly dependent on the need to strengthen legal supervision, the main consumer of non professional and extensive. These characteristics determine the property of the traditional consumer protection law on the Internet financial consumer protection, coupled with the Internet security risk influence in China and the emerging Internet financial regulation, the Internet financial consumer property security dispute settlement mechanism of the lack of the property, leading Internet financial consumers in China the property security often violated, more and more disputes. Especially in the field of P2 P lending, the emergence of a large number of run away or bankruptcy phenomenon,Internet financial consumers suffer great losses, damage to property security. Therefore, we must strengthen the safety protection and supervision right on Internet financial consumers’ property, improve the property of Internet financial consumer protection measures. According to the property of Internet financial consumer protection legislation and judicial practice and reference of the related foreign experiences and lessons, China should clear the Internet financial consumer protection property of the basic principles, the establishment of Internet financial platform qualification system, to strengthen the Internet financial consumer property security supervision, construction of the Internet the financial platform after the bankruptcy liquidation security system and establish a diversified Internet financial consumer property dispute settlement mechanism, the establishment and improvement of China’s Internet financial consumer property dispute settlement system. Specifically, this paper except the introduction and conclusion, is divided into four parts:The first part mainly studies the special problem of Internet financial consumer property security features and protection. Through the Internet, the Internet Financial Consumer Financial Consumer Discretionary property defines the related concept, and analyzes the particularity of Internet financial consumer protection property, it is need to establish a special internet financial consumer property security protection system laid the foundation.The second part mainly analyzes the current situation of China’s Internet property financial consumer protection and the existing problems, a comprehensive analysis of thepresent situation of Internet financial consumer protection of property from three aspects of legislation, law enforcement and judicature, the Internet financial consumer of China’s property security problems mainly for the Internet financial consumer property the lack of protection security protection mechanism, the Internet financial regulatory deficiencies, the Internet financial platform remedies defects etc.. These defects are special property of Internet financial consumers in China security protection, the need for in-depth study and solve.The third part mainly through the analysis of the United States and Britain on the Internet financial consumer protection system of property right, from Europe and the United States and the experience of developed countries, in order to improve the property of Internet financial consumers in China to provide experience and inspiration for reference to security legal system.The fourth part mainly with the property of Internet financial consumers in China. The problems of protection, from the reality of our country, combined with foreign experience, put forward some suggestions to improve the legal property of Internet financial consumers in China security legal system. From the establishment of the Internet financial consumer protection property of the basic principles, construction of Internet financial consumer protection of property security risk prevention mechanism, strengthen the Internet financial consumer property security supervision, the establishment of Internet financial platform for China’s effective relief mechanism to protect internet financial consumer and property security.