Research On Forest Farmers' Rights Protection Mechanism Of Collective Forest Right Mortgage Loan

Collective forest right mortgage as an important product of collective forest right system reform is the double innovation of rural property right reform and rural financial reform.At present,the demand for forestry development funds is very urgent,and the regular forest management funds can not meet the rapid development of forestry.Under this background,the collective forest mortgage is bound to become a gap in forestry development New way of financing.Collective forest mortgage on the one hand can revive the forestry resources,so that the economic value of forestry resources,social values to give full play to the other hand to meet the forest farmers and other forestry operators development funding needs for the development of forestry financing.Therefore,collective forest mortgages are of great significance to further consolidate and develop the forestry economy and promote the prosperity of the people in the forest area and promote the sustainable development of forestry economy.In the collective forest right mortgage system,forest farmer is a direct key stakeholder of collective forest right mortgage,and whether its legal rights and interests can be guaranteed and realized is a key criterion to evaluate the performance of collective forest mortgage system.The forest farmers as a vulnerable group,its legitimate rights and interests are often unable to be guaranteed and realized,not only makes the farmers do not really get rid of poverty,but also greatly affected the enthusiasm of forest farmers operating forestry.This paper analyzes the status quo of the development of collective forest right mortgage and the current situation of lack of rights and interests such as economic development right,democratic rights and interests,social rights and interests of forest farmers,and analyzes the current situation of law and policy,Service system to analyze the reasons that affect the rights and interests of forest farmers,and then put forward to improve the law and policy to strengthen the farmers and financial institutions in their own aspects of construction,improve the forest harvesting system,improve the asset evaluation system,standardize the forestry property rights system,establish and improve forestry insurance mechanism,Promote the construction of forestry cooperative organizations,improve the ecological compensation system and other comprehensive forest rights mortgage loans in the forest farmers rights protection mechanism countermeasures,with a view to the protection and realization of forest farmers rights and suggestions.