Research On The Legal Regulation Of Folk Financing Risk Precaution And Control

In recent years,with the rapid development of China's economy,folk financing as a supplement to the formal finance,the scale continues to expand,the private financing market is becoming more and more prosperous.Folk financing procedures convenient,simple program,and it plays an important role in promoting the development of small and medium-sized enterprises.However,folk financing is also a double-edged sword,its own limitations and irregularity will have a negative impact on the normal economic order.In addition,the law of our country lacks the corresponding norms and guidance to folk financing,a large number of folk financing is divorced from the formal financial framework,resulting in frequent civil disputes and criminal cases.In order to safeguard the legitimate interests of folk financing main body,to create a harmonious and stable financial order and promote the rapid development of China's private economy,it is especially important to prevent the risk and regulate folk financing in the field of law.The structure of this paper is divided into five parts: The first part is the introduction,which mainly elaborates the research content and research focus of the whole article,and summarizes the central idea of the article as a whole.The second part elaborates the basic theory of folk financing,discusses the relevant basic elements from the shallower to the deeper foreshadowing for subsequent research.The third part explains the risk of folk financing,describes the types of risks,causes and basic theoretical doctrines,and further deepens the understanding of private financing risks.The fourth part mainly focuses on the legal dilemma of folk financing risk prevention,and further reveals the problems of risk prevention in the field of legal and paves the way for the construction of legal system.The last part puts forward some feasible suggestions to solve the problem of folk financing,pointing out the need for legislation,supervision,policy and multi-directional norms,through the enumeration of foreign institutions to improve the law of our country to provide a reference.The author hopes to provide some reference for the folk financing to turn to the sun,so as to make the development of folk finance rapid.