Legal Protection Of P2P Lending Investors’ Information Rights And Interests

After analyzing the scope,characteristics,categories and legal protection objects of P2 P network investor’s information,this paper clarifies the basic concept of investor information and puts forward the countermeasures to protect investors’ information rights of P2 P network lending platform.Such information is used by natural persons in the P2 P network lending platform for investment and grasped by the processors,which shows the natural properties of investors or other aspects of the transaction or reflects the situation,can be used indirectly or directly to identify the investors.The core feature is power of discrimination,The information is divided into different types according to different standards.This information reflects the personal information rights and interests.The analysis of the necessity of protecting the rights and interests of investors in the P2 P network is focused on the interests of information,the status quo of infringement of information rights and the dilemma of legal protection,revealing the connotation of both personality and property.The current law can not protect the connotation of the two interests,and disregard of investors for information rights and improper behavior of information processors bring challenges to legal protection of P2 P network investors’ information rights and interests.The analysis of typical legislation cases and theories puts forward the foundation for the protection of information rights and interests of P2 P network investors in China.The protection system includes the protection of personal information rights,as well as some related supporting measures.Due to the clarity of rights and the instability of legal interests,the requisite measure for the protection of P2 P network lending platform investors’ information rights is to determine the rights in the law,while the protection of investors’ information interests requires the general terms and judicial relief.