Study On The Legal Issues Of Indirect Financing Of Small And Medium Sized Enterprises In China

Small and medium-sized enterprises are the most active cells in the economic activity.With the development of the enterprises large and collectivization,the world's small and medium-sized enterprises moment do not stop the pace of progress.Whether in developed countries or developing countries,they are widely distributed all over the world.They can provide employment,tax increases,promote steady and rapid development of national economy,and also improve the residents income in order to improve the power of life.However,the development of small and medium-sized enterprises is not plain sailing.The problems of insufficient funds,management is not perfect,financing laws make it difficult to occupy the advantage in market competition.Eliminating unfavorable factors limiting the development of small and medium-sized enterprises,the most powerful way to enhance the overall competitiveness of small and medium-sized enterprise is the law.Set up perfect,stable,practical and operational laws and apply the law enforcement to promote the long-term development of small and medium-sized enterprises has profound practical significance.This article starts from the perspective of law and discusses the current situation of indirect financing of small and medium-sized enterprises in our country and the cause of this predicament.On this basis,put forward suggestions to alleviate the problem.The perfection of legal system of indirect financing for small and medium enterprises is the focus of this paper.To perfect our legal issues,indirect financing should first clear the related concepts and characteristics of clear and relevant theoretical basis of indirect financing.Through the establishment of small and medium-sized enterprise financial system and improve loan management system,improve the system of small and medium-sized enterprises(SMES)bank loans.And to improve the improvement loan management system and the establishment of small and medium-sized enterprise guarantee system of exit.With purpose,the proposal puts forward systematic,combining foreign related system to improve and perfect legal system of the development of small and medium-sized enterprises in our country,put forward some thoughts and supplement.