Research On Legal Issues Of "Capital Pool" Of P2P Platform

With the rapid development of internet financial technology,the integration and application of modern information science and technology in the traditional financial mode has played a significant role in promoting China's financial innovation and development.As an important carrier of Internet financial innovation,P2 P online lending platform can help SMEs in our country solve the problem of financing difficulties.In recent years,under the promotion of rapid social and economic development,the rapid rise and development of P2 P platform in our country has resulted in a large number of peer-to-peer lending platforms each year.However,a large number of P2 P online lending platforms have also been closed down and running,Eventually led to a large number of investors lose everything,the funds were severely damaged and deceived,formally due to the blank of our law,the lack of legal supervision,leading to the development of online P2 P lending platform faces greater difficulties and problems in P2 P In the course of the development of the internet lending platform,a large number of financial lending risks gradually emerge,which is not conducive to the long-term sustainable development of the lending platform.Therefore,in this situation,we must strengthen the study of legal issues and risk control of P2 P online lending platform in order to promote the smooth implementation of China's Internet lending policy.This paper mainly discusses the case of the collapse of Orient Venture Capital as a case study.In the research,we use various methods,such as literature research,empirical research and investigation and analysis,to conduct a comprehensive study on the theoretical basis of "capital pool" Summarize and summarize the main controversial focus of the case of the collapse of Orient Venture Capital and elaborate the process of the occurrence of the case and conduct a comprehensive and detailed analysis of the focus of the law on the case,And puts forward some legal suggestions on how to improve the management and control of the pool of P2 P lending platform in China so as to establish a sound legal supervision system and self-discipline system to effectively control internal and external risks and promote the healthy,stable and sustainable P2 P monitoring platform in China development of.