A Research On The Responsibility Of Bank Card Binding Via The Cooperated Payment Platforms Fraud

Accompanied by the emergence and development of network economy,the third party payment platform also arises at the historic moment,such as \ "pay treasure\",\ "wealth tenpay\",\ "WeChat pay third-party payment platform\" springing up rise,which makes the changes in China's e-commerce industry.In recent years,the rapid development of the third-party payment platform makes it become a kind of means of payment,not only became the e-commerce transactions and life an indispensable link in procurement.However,in the process of rapid development of the third-party payment platform,there is some legal problems.For example,consumers will card stolen brush after binding to the third-party payment platform,the responsibility borne by who and how to bear.In this article,the author,taking a zhongshan branch with CCB peng debit card case as an example,this paper binding third-party payment platform of bank card stolen brush responsibility identification problem.Through the analysis of the case facts and the verdict and the case dispute focus of legal analysis,considering the social impact of the case and relevant legislation,the author selected through the analysis of the case law,so as to provide reference and help for the reader,and further to regulate the responsibility of such cases and improvement measures are put forward their own Suggestions.This paper is divided into three parts: the first part of the case review,through to the cardholder peng with China construction bank co.,LTD.Zhongshan branch bank debit card disputes of ajc case introduction and trial results,in the case of disputes.The second part is about the focal point in the case of legal analysis.This part is based on the first part of the content,mainly bank legal liability in the case of legal analysis,mainly from the bank in the bank card stolen brush case binding third-party payment platform to undertake responsibility of breach of contract,or tort liability,or liability for breach of contract and tort liability concurrence of perspective,and comments on the aspects such as the outcome of this case for legal analysis.The third part triggered by the case of thinking.Based on the analysis of the case law,which in this case the focus of controversy theory perfect and handling such cases in judicial practice andperfect financial management measures.Hope to be able to help to solve this kind of case.