| UBI insurance has experienced two generations of development, that is, Based Insurance User and Behavior Insurance Usage. The essence of the two generation of Datong, are based on the internet of vehicle related information on the vehicle to the remote server, after the insurance company based on a large number of data re product design.They use vehicle’s operation parameters and geographical location and other information constitutes the interactive network, realize the condition performance analysis, driving behavior analysis and optimal route is certain functions, are effective, data recording and analysis of vehicle use, for property insurance company pricing to provide data to support, so as to be able to provide more accurate insurance services for the customers.This paper mainly research object is the UBI insurance Vehicle system, and introduce how to build the Internet of Vehicles platform, the module settings and insurance management, from pre-sale marketing, sales management, claims after sale,, hi this paper, through the analysis on the content of the construction target, function setting, module division, by receiving data terminal and data processing terminal of the isolation mode, Apache Mina as data receiving terminal is to help users to develop program frame of high performance and high scalable network application. It provides an abstract, event driven and asynchronous API based on TCP/IP and UDP/IP protocol by NiO Java technology. SpringMVC+Mybatis is adopted in the back-end data processing terminal, and the receiver can interact with the data processing terminal through the RMI service, so that it can set up multiple receivers, or multiple data processing, greatly reduce the structure coupling, and facilitate the expansion and maintenance of the data.This paper can help to expand the channels of publicity, attract sales targets, increase customer stickiness, and also create the formation of a stable customer base, customer information collection, provide personalized service, enhance the core competitiveness of the company. |