| Nowadays, with the Internet has been rapid expansion, financial markets have been booming development at the same time. More and more users tend to using personal credit loans, in order to ease their financial pressure in short-time. Combined with increasingly huge rent credit demand, as well as the good market understanding of users, this paper propose a program which is to use of the smart phone APP to apply for short-term micro-credit loans, also deal with personal period financial pressure.User only need to download the APP, open it, and fill out some individual basis information according to instruction, for example: ID number, bank credit card information, phone information and so on. Therefore, users could be able finished a small amount loan, to achieve seasonal or annual rent. Through simply client business processes, and friendly interface designed to allow users finished a small amount loan in 10 minutes, just stay home, in anytime and anywhere. Also through mobile features reminder users repayment and improvement user experiences.(by SMS, Pushes and so on)Remove financial business credit required materials and qualifications, users can also submit additional information by phone, to enhance the credibility of personal credibility, such as mailboxes, post office, and electricity supplier orders data. According to information search for users on the Internet these acts, the server intelligently analyze and judge by strong credit evaluation system, used to enhance the accuracy and reliability of credit users.Throughout the detailed market research and analysis, in order to cover the entire network users, the rent credit mobile client needs Apple IOS platform and Google Android platform both platforms for development. In view of the whole financial system in relation to the credit side of the business, back-end business systems need to receive bank credit system, public security and personal information query system and other large systems, and the need to fetch the user information on the Internet to make intelligent assessments, through analysis and discussion Verify that the server should use JAVA language development.This paper make a detailed description of design and implementation a housing credit mobile client, including the pre-requirements gathering and analysis, business process analysis, prototyping overall system architecture design and client products, also have the interface design and client management back-office functions design and interface design. Presents the project of hardware and software needed to implement the entire system of the indicators and demand based. |