The Design And Implementation Of Credit Management System For Henan Rural Credit Cooperatives

With the rapid development of China’s economy,as well as the tilt of national policy in the rural areas,the construction of new socialist countryside and the rural economic activities become more frequent,the demand for financial services increase rapidly.Rural credit cooperatives are the main force of rural finance,which plays an indispensable role in regulating the development of the agricultural economy.But with the types of rural commercial bank credit business is increasing day by day,the credit business process more complicated,and there exists a large amount of data to deal with.With the rural economic activities become increasingly frequent,the demand for financial services has increased rapidly,the difficulty of credit management continues to increase.If only rely on artificial to process these data,it will inevitably go wrong.In order to implement scientific and standardized management of credit business,only by introducing more modern management tools,it will achieve a better realization of credit management and risk control.In order to guarantee the system’s advanced nature,usability and security,this paper fully studies the development and achievements of the credit management department system at home and abroad,and studies how to build a perfect information management system from the perspective of science.In the design and development of the system,this paper use the latest information technology and the most advanced technology,mainly based on the realization of J2 EE.J2EE is portable,and its component technology can be used to achieve the system development and facilitate the development of the personnel division of labor,as well as improve efficiency.At the same time,the system uses the current applicable widely JSP,JavaBean,Servlet technology,using struts MVC pattern design,it contains service layer,control layer and the view layer were isolated,which makes the system level clear,easy to maintenance.This system use the Tomcat as web server,the database using Oracle,which is easy to use and powerful.This system embarks from the view of departments and personnel,the content covers the public customer management,personal account management,engineering credit,loan application,examination and approval management,contract management,loan management,query statistics,personal console and system management several big function modules.The system using the advanced information technology to scientific manages and analysis data.This avoids the data deviation and delay,improves the system response time,accuracy,timeliness and convenience.