Design And Implementation Of Credit Management System For A Company

Since the 21 st century,China’s economic development has been a huge success,and companies have sprung up.At the same time,the increasing competition between enterprises under the market environment,encourage enterprises between the payment by cash payment into the credit of payment.The credit payment me thod is based on honesty,our country as a developing country,the credit system is still groping forward.But under the current market environment,the phenomenon of lack of credit is more and more serious,has become the enterprise development road,establish a set of credit management system in order to realize the enterprise sales profit maximization and credit risk minimization goals become an urgent problem in the distribution business.A company’s credit management system,which combines the company’s distribution business and credit risk control theory to determine the requirements.The front end user HTML + CSS + Bootstrap + j Query to implement the interface display,the interface effect simulates the paper version of the operation style;The JAVA language developed in the background,the use of the SpringMVC + MyBatis framework to implement the business logic;Using Oracle database management data,the design pattern uses 3NF-.Software process management use a spiral development model;Implemented a CRM system.Credit management as a CRM system,strict authority control is essential,the business data flow of the system is separated from the approval flow.The system includes the safeguard measures,customer relationship management,black/grey list basic information management,application management,customer management,backstage management,customer abnormal record,case sharing management,customer visit record function.System is divided into subsystems of inside sales,credit control,risk mana gement subsystem,background management subsystem,public subsystem,between each subsystem by calling service for data sharing.The system provides external systems for viewing system data using both Web Service and restful interfaces.Through the construction of credit management system,effectively promoted the company to the customer credit management,enhance the customer loyalty and reduce operating costs,achieve the goal of the "wisdom" management.Through the accumulation of system data,can build a model of data classification and predict future customer credit conditions,so as to make more effective decisions,and control the credit risk.