Design And Implementation Of Financial IC Card Business System

With the rapid development of China’s financial industry towards informational,electronic and intelligent.Financial IC card service,as a new payment mean,has been gradually penetrated in the major financial systems and people’s daily lives.Since the introduction of a series of national financial IC card policy,all domestic banks are in an orderly manner to carry out the relevant system updates and optimization job.Under the influence and stimulus of the domestic market environment,the issuance of financial IC cards has become an effective means for the major commercial banks to improve their own market competitiveness under the favorable policies of the People’s Bank and the improvement of the social security system.According to the relevant statistics of the People’s Bank in Guangdong Province,from the issuance of the first financial IC card to the end of 2011,it has issued a total of 2.16 million financial IC card.At the same time,there are 18,515 ATM machines can be used for accepting PBOC2.0 card,67,878 associate POS machines,320,000 direct Connect-contact POS machines,242,000 non-contact POS machines.It indicates that the great era of financial IC card is coming quietly,since then,the financial IC card will lead the development of market economy as a protagonist.It is well known that,basically all the business activities are inevitable to contact and cooperation with the banks.The major commercial banks should be based on the basic intention of partners to targeted financial IC card design and production,in order to facilitate the smooth conduct of commercial activities,and promote the financial IC card enrichment and progress.Financial IC card has been applied in our country for a long of time,but in the application process we found that the functional design of financial IC card can not refer to the traditional versatile function template,because the use of universal functional template design of the financial IC card The application process is prone to business obstacles.The reason is that the financial IC card prone exist business obstacles in the application process,which is designed by universal functional template.This paper analyzes and explains the design and implementation of financial IC card business system from the angle of whole and local combination.First of all,summing up the background and significance of financial IC card research,domestic and international financial IC card industry research and status quo.And then introducing varies technology,such as Struts framework,Spring framework,Hibernate framework,SSH integrated framework and so on,which are based on MVC architecture model in Java language.Analyzing the basic requirements and the overall design framework of the financial IC card business system.Finally,elaborating the concrete design and implementation process of the financial IC card business system in combination with the relevant experience in practical work.