Research On Rural Microfinance Company Regulation Under The Financial System Change

Since 2008 on the small loan company pilot guidance "was enacted, about rural microfinance company proper supervision system design has been hotly debated.Rural microfinance is an important way of promoting the legalization of private financial company, seeking its moderate supervision system extremely practical significance. To this, this paper combined with the rural microfinance company formation, evolution and development problems, explore how to better implement under the financial institutional change of rural microfinance company regulation.This paper is divided into the following four parts besides the introduction, a total of:The first part of rural microfinance companies on the necessity of the definition,nature, evolution and are discussed in this paper. Based on the research of the basic meaning of rural microfinance firm has a basic cognitive, and through its evolution and development for a deeper understanding of the necessity of regulation under the financial system reform.The second part mainly discusses the United States and developing countries,rural microfinance company's development, through the study of these countries at the international level, the analysis on the international rural microfinance company regulation, to improve the regulatory system of our country.The third part based on the present situation of regulation of China, discussed in the current regulatory system in our country law system, risk control problems in the aspects such as, detailed analyzing the reason of these problems and ideas for solving these problems.The fourth part mainly aimed at the third part of the problems in our country,combined with the second part of the study of international regulation, combines the actual conditions of poor regulation in practice, to analyze how to effectively implement supervision and establish a relatively sound financial regulatory system.