Research On The Sustainable Development Of Small Loan Companies In H

As a big agricultural province, Henan Province, the three rural issues related to the overall situation, is the relationship between people's livelihood and social stability of the top priority. National has repeatedly issued document, improve financial services in rural areas, improve rural financial system, to speed up the reform and innovation of the rural financial system, promoting the economic and social development of the agricultural areas. Small loan companies as a rural financial system of innovation and supplement, with a surprising speed of development for the entire national economy has added fresh blood, to ease the three rural, individual industrial and commercial households, urban residents, small and micro enterprises financing problems played a positive role.However, as a new type of financial institution, in Henan Province, it has just started to spread, there is no standard for the development of the model, at the same time, in its development process, there are many problems and defects. So I think it is necessary to Henan province H small loan company for example the sustainable development status and potential problems of small loan companies a comprehensive survey, the survey data and information, to find out the factors affecting the sustainable development of small loan companies, which is of great significance to achieve the sustainable development of small loan companies in Henan province.In this paper, as a starting point, the paper is divided into six chapters. In the introduction part, the research background and significance, domestic and foreign research results, research ideas and methods are introduced. At the same time, the opening chapter Ming Yi, named the classification and judgment of the sustainable development of small loan companies. Next, the paper introduces the development of micro credit companies in Henan Province, which is the basis for the analysis of the sustainable development of the small loan companies in province. This article is based on H micro credit company. Through the research on the basis of the first hand data, the paper analyzes the current situation of small loan companies, and summarizes the advantages and disadvantages of H small loan companies, and analyzes the main obstacles to sustainable development of small loan companies, and puts forward some suggestions on the sustainable development of small loan companies.The main significance of this paper is that, at present, the H small loan company is located in G City, is in the critical period of development, and actively develop and improve the rural financial system, the local economic development has an important role. Through field investigation, a series of analysis of the operation of small loan companies in H is expected to develop and improve the rural financial service system, and provide useful reference value for developing and improving the rural financial service system.